Our Loan Programs

InvestorFirst Funding provides a range of loan programs, including portfolio loans, to accommodate both short-term and long-term financing needs. Foreign Nationals Eligible!

Fix & Flip Loan

For newbie and experienced property flippers.

Up to 90% of purchase + 100% of rehab costs

Loan Amount: $50,000+ Term: 12 months

Minimum FICO: 660 Interest Rate: 9.5%+

LTARV: 75%

Prepayment Penalty: No Borrower Experience: No Property Types: Single-family (1-4 units), Condo, Multi-family

Rental Loan (DSCR)

For long-term purchase or refinance including cashout. Property can be vacant

Loan Amount: $75,000+

Term: 30 years

Minimum FICO: 660 Interest Rate: 6.5%+

LTARV: 80%

Prepayment Penalty: Yes Borrower Experience: No Property Types: Single-family (1-4 units), Condo, Multi-family

Bridge Loan

For newbie and experienced property owners. Short-term loans to refinance or cashout

Loan Amount: $50,000+

Term: 12 months

Minimum FICO: 660 Interest Rate: 9.5%+

LTARV: 75%

Prepayment Penalty: No Borrower Experience: No Property Types: Single-family (1-4 units), Condo, Multi-family

Ground Up Loan

Must have previous new construction experience or be a licensed General Contractor

Loan Amount: $50,000+

Term: 12 months

Minimum FICO: 660

Interest Rate: 9.5%+

LTARV: 75%

Prepayment Penalty: No Borrower Experience: Yes Property Types: Single-family (1-4 units)